Global Investments
International Limited
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Global Banking
Trust Services
Offshore Banking
Retirement Plans
Protected Bonds
School Fee Plans
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Financial Consultants, Investment Advisors, Bangkok, Thailand, Asia
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September 2002 - Issue 9 |
Previous Issues
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The Global Investor is a monthly
newsletter that covers global investment opportunities and
insurance for the expatriate community. This monthly
newsletter's goal is to inform the reader of what can and
cannot be done in the investment arena when living and
working in a foreign country. Whether it's personal
pension plans or disability insurance to protect your income
- Global Investments has the expertise to handle all the
expatriate investors' needs.
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If you are in Bangkok on
September the 14th, 2002, please visit the Global stand at the
"Living in Bangkok" Exhibition on the 14th Floor of
Bumrungrad Hospital, off Sukhumvit Road Soi 3.
MOVIE
FUND UPDATE...
(Newsletter from August
2002)
OOB met up with the regional head of UIP again today - they
have been talking for a couple of years now. They're now ready
to unveil their own film fund with the backing of the
Singapore government's EDB (as OOB have)and partners like
Paramount, Universal and MTV.
They would very much like our Fund to co-finance a slate of
pictures they'll be producing with their fund, and they in
turn may pass on some investors to us. This will bring us some
very big brand names to add to our roster and will continue
our plans to diversify the partners we work with in the Fund -
along the lines of our existing deal with PME. It won't be
such a big deal, they're estimating a total fund of only US$
20 million. However, it should give us some more product and
cash flow down the line, as well as great brand names to sell
as we market the fund.
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We will add producers/studios/other funds like this in time
and the Movie Portfolio Fund will become seen as a
"gateway" to investing in the movie business, not
just one producer or other. A fully diversified "fund of
funds".
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TEPs
FUNDS - DIVERSIFIED LOW RISK INVESTING
One year ago, with stock markets having been in decline for 18
months, many of us were hoping that things couldn't get
worse. Then suddenly, they did. The tragic events of September
11th, 2001 sparked a sharp drop in stock values. There was a
brief period of recovery, but a poor run of corporate results
followed by highly publicized accounting scandals brought the
markets still further down. The 3rd quarter profits forecast
season is now upon us and downgrades substantially outnumber
upgrades. Take this together with the threat of a new Gulf
War, the prospect for stock markets is, at best, uncertain.
Investors have been increasingly looking towards forms of
investment, which offer more reliable returns. TEPs (Traded
Endowment Policies) funds offer an excellent alternative.
Endowment policies invest in with-profits funds, a
particularly secure form of investment that holds assets such
as bonds and property in addition to equities. In years of
very strong performance, some of the excess is held in reserve
and used to top-up the fund in poor years. This gives a
smoothed investment return, typically in the range of 7 to 10%
per annum. These policies are managed by large UK Life
Insurance Companies with international reputations, giving the
investor considerable confidence. This form of investment is
extremely common in the UK, being used for retirement
planning, mortgage repayment and other long-term savings
objectives.
Occasionally, an investor may wish to cash in his policy
before maturity, resulting in encashment penalties. A much
better return can be obtained by selling the policy in the
thriving Traded Endowment Market. The seller gets a better
price, the buyer gets a secure investment at a discount.
It is entirely possible for the individual investor to
purchase TEPs. However, there are difficulties. Which company
is most secure? Which company is likely to produce the best
most consistent returns? What maturity date to choose? The
ideal solution is to buy a number of different TEPs to gain
the benefits of diversification - 10 to 20 TEPs from different
providers should solve some of the above problems. However,
with the average price of a TEP in 2000 being GBP 13,000,
multiple policies are beyond the reach of the average
investor.
The answer lies in investing into a TEP fund. Here, your money
is pooled with many other investors into a mutual fund managed
by a professional TEPs manager. Thus the benefits of
diversification are achieved - the manager researches the Life
companies for security and performance and chooses TEPs with a
range of maturity dates. This concept has been so successful
that some TEPs funds are oversubscribed and closed to new
investors.
This asset class has remained strong in comparison with other
forms of investment. TEPs funds are viewed as low risk with the
potential for better returns than other low risk investments.
They provide a solution for clients seeking to diversify,
reduce their risk profile, or protect the return across their
portfolio.
Please
contact Global Investments for more information
on Tel. (+66-2) 662-2009 or e-mail at info@globalinv.org.
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