INTERNATIONAL WEALTH ACCOUNT

Why choose an international wealth account?
The International Wealth Account is a convenient and flexible option if you have GBP 40,000 or more to invest, and are looking for a medium to long term investment vehicle. The Plan provides the opportunity to create a portfolio of funds to match your circumstances, offering access to collective funds from quality global investment managers.

Zurich International Life is a well-established offshore Insurance company based on the Isle of Man - a stable, tax-efficient environment, governed by strict legislation to protect policyholders. The company is part of Zurich Financial Services, one of the largest financial services groups in the world, so you can be sure of the security of your investment.

Bonus Allocation

• Enjoy 1% increase in allocation rate until 30/09/04 - All Premium Allocated 101%.

Investment flexibility and choice

• Choose from our range of global, well-respected fund managers (with no dealing/valuation fees).

• Create your portfolio from a wide choice of investment funds.

• Benefit from discounted fund charges that we have negotiated with the fund providers.

• Enjoy active Portfolio Management through our relationship with 7IM.

Tax-efficiency

• Insurance companies registered in the Isle of Man do not pay capital gains tax or income tax on investments held on behalf of their investors, so your investment growth is not so restricted by tax.
• Receive a tax-free income from your investments. UK law allows you to withdraw up to 5% of your total contribution(s) each year for 20 years with no immediate tax charge at the time of the withdrawal. Any unused 5%s can be carried forward to future years.
• Pay the tax on any gains at a time most convenient for you - personal tax liability only arises when the chargeable gain is brought into the UK.

Peace of Mind

• Invest with the banking of Zurich Financial Services group, one of the largest financial services companies in the world.
• The Isle of Man is one of the most highly respected offshore centre; its financial regulation and legislation to protect policyholders is very similar to that of the UK, and is among the most stringent in the world. S&P have recently renewed its AAA rating.

Minimal administration

• No entry is required on self-assessment forms for the UK Inland Revenue until funds in excess of 5% p.a. are withdrawn.
• Monitor all your investments under one Plan with no transaction details or tax vouchers to deal with.

Option of non-life insurance plan

• Particularly beneficial for corporate and trustee investors, you may select a capital redemption plan so that your investment is not restricted by the changing circumstances of the Lives Insured.
• The capital redemption contract does not provide any life insurance cover, so you can be sure that the money will remain invested for up to 99 years (the maximum term of the contract).

Inheritance tax planning solutions

• Choose from a range of professional trusts designed to help you to minimise inheritance tax liability for you and your spouse.
• Flexible, life interest and discretionary trusts available, providing a choice of access options.
• Ensure the continuity of the Plan for future generations by holding a capital redemption plan.

If you would like further information about the International Wealth Account, please contact us.

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Please contact Global Investments for more information on Tel. (+66-2) 662-2009 or e-mail at info@globalinv.org.